Current 2026 Volvo XC40 SUV Special offers

2026 Volvo XC40 SUV

Starting at $41,195*

The standard features of the Volvo XC40 B4 Core include Drive-E 2L I-4 194hp intercooled turbo hybrid powertrain , 8-speed automatic transmission with overdrive, 4-wheel anti-lock brakes (ABS), Google Maps w/ 4 Year Subscription integrated navigation system with voice activation, SIPS side seat mounted airbags, Curtain 1st and 2nd row overhead airbags, driver knee airbag, Airbag occupancy sensor, Air conditioning, 18" aluminum wheels, Cruise control, Adaptive Cruise Control (ACC) distance pacing, ABS and driveline traction control

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Finance Offer

Financing Offer: 2.99% APR for 72 months on select Volvo XC40 models

Manufacturer Offers

  • 2.99% APR for 24 months
  • 2.99% APR for 36 months
  • 2.99% APR for 39 months
  • 2.99% APR for 42 months
  • 2.99% APR for 48 months
  • 2.99% APR for 60 months
  • 2.99% APR for 72 months

Applies to select new 2026 Volvo XC40.   See Trims

Disclaimer(s) :
  • 2.99% APR applies to select new Volvo vehicles. No down payment required. Offer available to qualified customers that meet Volvo Car Financial Services (VCFS) credit standards at authorized Volvo Cars Retailers. 2.99% APR Financing up to 72 months at $15.19 per month per $1,000 financed. Other rates and terms are available. Actual down payment will vary with APR and credit qualifications. Not everyone will qualify for credit approval or advertised APR. Advertised financing does not include taxes, title, registration, and license fees, insurance, maintenance, and other retailer fees. All offers are subject to vehicle availability. See your participating Volvo Cars Retailer for details. Truth in Lending Act Disclosure: Down payment will vary with APR and credit. For example, 2.99% APR with $2,500 down payment provides for 72 monthly payments of $15.19 per $1000 financed for qualified buyers. 2.99% APR for a term of 24 months corresponds to a monthly cost of $42.98 per $1000 financed. 2.99% APR for a term of 36 months corresponds to a monthly cost of $29.08 per $1000 financed. 2.99% APR for a term of 39 months corresponds to a monthly cost of $26.94 per $1000 financed. 2.99% APR for a term of 42 months corresponds to a monthly cost of $25.11 per $1000 financed. 2.99% APR for a term of 48 months corresponds to a monthly cost of $22.13 per $1000 financed. 2.99% APR for a term of 60 months corresponds to a monthly cost of $17.96 per $1000 financed. The rates described are for estimation purposes only; you may not be able to finance at this rate.
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Cash Offers

Conquest

Manufacturer Offers

  • $1,000 cash allowance

Applies to select new 2026 Volvo XC40.   See Trims

Disclaimer(s) :
  • Individuals who currently own/lease a Tesla will receive $1,000 towards a lease/purchase of a NEW Volvo. Customers must provide a current valid copy of a U.S. DMV Registration. Conquest Bonus cannot be combined with any Volvo Loyalty programs or VCFS Lease Pull Ahead. With approved credit. All vehicles tax, title, reg & $699 documentation fees are extra.
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Loyalty

Manufacturer Offers

  • $1,000 cash allowance

Applies to select new 2026 Volvo XC40.   See Trims

Disclaimer(s) :
  • Loyalty Bonus is available towards the lease or purchase of any new 2025, 2025.5, & 2026 Volvo. Customer eligibility: Purchaser must have a Volvo/Saab actively registered to household address, OR have owned/leased a Volvo within the last 6 months. Offer is not transferable and cannot be combined with the Competitor Bonus. Vehicles purchased outside of the program dates will not be eligible for this offer. Offer cannot be applied to lease or purchase of any other model year Volvo or vehicles purchased as used and/or Overseas Delivery program sales. With approved credit. All vehicles tax, title, reg & $699 documentation fees are extra.
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Fall Allowance

Manufacturer Offers

  • $1,000 cash allowance

Applies to select new 2026 Volvo XC40.   See Trims

Disclaimer(s) :
  • Fall Allowance cannot be combined with VCFS Lease Incentives. With approved credit. All vehicles tax, title, reg & $699 documentation fees are extra.
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Purchase Allowance

Manufacturer Offers

  • $1,000 cash allowance

Applies to select new 2026 Volvo XC40.   See Trims

Disclaimer(s) :
  • Purchase Allowance cannot be combined with Promotional APR. With approved credit. All vehicles tax, title, reg & $699 documentation fees are extra.
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Affinity

Manufacturer Offers

  • $500 cash allowance

Applies to select new 2026 Volvo XC40.   See Trims

Disclaimer(s) :
  • Receive an additional $500 for all eligible active Medical Professionals, Educators, First Responders, or Military Members. Must generate an active PIN. Eligibility is extended to the eligible individual's spouse and/or members of their immediate household. Cannot be combined with any other Affinity or A Plan offers. With approved credit. All vehicles tax, title, reg & $699 documentation fees are extra.
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Lease Offers

Lease: $439 per month for 36 months. $3,600 due at signing

Manufacturer Offers

  • $439 per month for 36 months
  • $3,600 cash due at signing

Applies to select new 2026 Volvo XC40.   See Trims

Disclaimer(s) :
  • No security deposit required. Monthly payment of $439 based on $41,195 MSRP of 2026 XC40 B4 Core FWD, includes destination charge and application of $1,000 Lease Allowances. $3,600 cash due at signing is after $439 credit for first month payment. Actual adjusted captialized cost $37,594. Total of all monthly payments $15,804. Option to purchase at lease end $23,893. Lessee is responsible for excess wear and mileage over 10,000 miles/year at $0.25 / mile. Offer available to qualified customers that meet Volvo Car Financial Services (VCFS) credit standards at authorized Volvo Retailers. Not everyone will qualify. Advertised lease payment does not include taxes, title, registration, license, insurance, maintenance, and other dealer fees. Car shown with optional equipment. All offers are subject to vehicle availability. Applicable vehicles are subject to Volvo Retailer availability and may need to be ordered. Offers available at participating retailers. See your Volvo Retailer for details.
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Lease: $465 per month for 36 months. $3,535 due at signing

Manufacturer Offers

  • $465 per month for 36 months
  • $3,535 cash due at signing

Applies to select new 2026 Volvo XC40.   See Trims

Disclaimer(s) :
  • No security deposit required. Monthly payment of $465 based on $43,895 MSRP of 2026 XC40 B5 AWD Core Dark, includes destination charge and application of $1,000 Lease Allowances and $500 Loyalty Bonus. $3,535 cash due at signing is after $465 credit for first month payment. Due at signing includes first month payment and customer down payment. Actual adjusted capitalized cost $39,847. Total of all monthly payments $16,740. Option to purchase at lease end $26,776. Lessee is responsible for excess wear and mileage over 10,000 miles/year at $0.25/mile. Advertised lease payment does not include taxes, title, registration, license, insurance, maintenance, and other dealer fees. Offer available to qualified customers that meet Volvo Car Financial Services (VCFS) credit standards at authorized Volvo Retailers. Not everyone will qualify. Advertised lease payment does not include taxes, title, registration, license, insurance, maintenance, and other dealer fees. Car shown with optional equipment. All offers are subject to vehicle availability. Applicable vehicles are subject to Volvo Retailer availability and may need to be ordered. Offers available at participating retailers. See your Volvo Retailer for details.
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Lease: $479 per month for 36 months. $3,550 due at signing

Manufacturer Offers

  • $479 per month for 36 months
  • $3,550 cash due at signing

Applies to select new 2026 Volvo XC40.   See Trims

Disclaimer(s) :
  • No security deposit required. Monthly payment of $479 based on $43,895 MSRP of 2026 XC40 B5 Core AWD, includes destination charge and application of $1,000 Lease Allowances. $3,550 cash due at signing is after $479 credit for first month payment. Actual adjusted captialized cost $40,347. Total of all monthly payments $17,244. Option to purchase at lease end $26,776. Lessee is responsible for excess wear and mileage over 10,000 miles/year at $0.25 / mile. Advertised lease payment does not include taxes, title, registration, license, insurance, maintenance, and other dealer fees. Offer available to qualified customers that meet Volvo Car Financial Services (VCFS) credit standards at authorized Volvo Retailers. Not everyone will qualify. Advertised lease payment does not include taxes, title, registration, license, insurance, maintenance, and other dealer fees. Car shown with optional equipment. All offers are subject to vehicle availability. Applicable vehicles are subject to Volvo Retailer availability and may need to be ordered. Offers available at participating retailers. See your Volvo Retailer for details.
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Lease: $489 per month for 36 months. $3,690 due at signing

Manufacturer Offers

  • $489 per month for 36 months
  • $3,690 cash due at signing

Applies to select new 2026 Volvo XC40.   See Trims

Disclaimer(s) :
  • No security deposit required. Monthly payment of $489 based on $45,195 MSRP of 2026 XC40 B4 Plus FWD, includes destination charge and application of $1,000 Lease Allowances. $3,690 cash due at signing is after $489 credit for first month payment. Actual adjusted captialized cost $41,501. Total of all monthly payments $17,604. Option to purchase at lease end $26,213. Lessee is responsible for excess wear and mileage over 10,000 miles/year at $0.25 / mile. Offer available to qualified customers that meet Volvo Car Financial Services (VCFS) credit standards at authorized Volvo Retailers. Not everyone will qualify. Advertised lease payment does not include taxes, title, registration, license, insurance, maintenance, and other dealer fees. Car shown with optional equipment. All offers are subject to vehicle availability. Applicable vehicles are subject to Volvo Retailer availability and may need to be ordered. Offers available at participating retailers. See your Volvo Retailer for details.
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Lease: $515 per month for 36 months. $3,525 due at signing

Manufacturer Offers

  • $515 per month for 36 months
  • $3,525 cash due at signing

Applies to select new 2026 Volvo XC40.   See Trims

Disclaimer(s) :
  • No security deposit required. Monthly payment of $515 based on $48,595 MSRP of 2026 XC40 B5 AWD Plus Dark, includes destination charge and application of $1,000 Lease Allowances and $500 Loyalty Bonus. $3,525 cash due at signing is after $515 credit for first month payment. Due at signing includes first month payment and customer down payment. Actual adjusted capitalized cost $44,559. Total of all monthly payments $18,540. Option to purchase at lease end $30,129. Lessee is responsible for excess wear and mileage over 10,000 miles/year at $0.25/mile. Advertised lease payment does not include taxes, title, registration, license, insurance, maintenance, and other dealer fees. Offer available to qualified customers that meet Volvo Car Financial Services (VCFS) credit standards at authorized Volvo Retailers. Not everyone will qualify. Advertised lease payment does not include taxes, title, registration, license, insurance, maintenance, and other dealer fees. Car shown with optional equipment. All offers are subject to vehicle availability. Applicable vehicles are subject to Volvo Retailer availability and may need to be ordered. Offers available at participating retailers. See your Volvo Retailer for details.
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Lease: $529 per month for 36 months. $3,540 due at signing

Manufacturer Offers

  • $529 per month for 36 months
  • $3,540 cash due at signing

Applies to select new 2026 Volvo XC40.   See Trims

Disclaimer(s) :
  • No security deposit required. Monthly payment of $529 based on $48,595 MSRP of 2026 XC40 B5 Plus AWD, includes destination charge and application of $1,000 Lease Allowances. $3,540 cash due at signing is after $529 credit for first month payment. Actual adjusted captialized cost $45,059. Total of all monthly payments $19,044. Option to purchase at lease end $30,129. Lessee is responsible for excess wear and mileage over 10,000 miles/year at $0.25 / mile. Advertised lease payment does not include taxes, title, registration, license, insurance, maintenance, and other dealer fees. dealer fees. Offer available to qualified customers that meet Volvo Car Financial Services (VCFS) credit standards at authorized Volvo Retailers. Not everyone will qualify. Advertised lease payment does not include taxes, title, registration, license, insurance, maintenance, and other dealer fees. Car shown with optional equipment. All offers are subject to vehicle availability. Applicable vehicles are subject to Volvo Retailer availability and may need to be ordered. Offers available at participating retailers. See your Volvo Retailer for details.
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Lease: $599 per month for 36 months. $3,840 due at signing

Manufacturer Offers

  • $599 per month for 36 months
  • $3,840 cash due at signing

Applies to select new 2026 Volvo XC40.   See Trims

Disclaimer(s) :
  • No security deposit required. Monthly payment of $599 based on $52,545 MSRP of 2026 XC40 B5 Ultra AWD, includes destination charge and application of $1,000 Lease Allowances. $3,840 cash due at signing is after $599 credit for first month payment. Actual adjusted captialized cost $48,701. Total of all monthly payments $21,564. Option to purchase at lease end $31,527. Lessee is responsible for excess wear and mileage over 10,000 miles/year at $0.25 / mile. Offer available to qualified customers that meet Volvo Car Financial Services (VCFS) credit standards at authorized Volvo Retailers. Not everyone will qualify. Advertised lease payment does not include taxes, title, registration, license, insurance, maintenance, and other dealer fees. Car shown with optional equipment. All offers are subject to vehicle availability. Applicable vehicles are subject to Volvo Retailer availability and may need to be ordered. Offers available at participating retailers. See your Volvo Retailer for details.
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Lease: $609 per month for 36 months. $3,330 due at signing

Manufacturer Offers

  • $609 per month for 36 months
  • $3,330 cash due at signing

Applies to select new 2026 Volvo XC40.   See Trims

Disclaimer(s) :
  • No security deposit required. Monthly payment of $609 based on $53,195 MSRP of 2026 XC40 B5 Ultra AWD Black, includes destination charge and application of $1,000 Lease Allowances. $3,330 cash due at signing is after $609 credit for first month payment. Actual adjusted captialized cost $49,869. Total of all monthly payments $21,924. Option to purchase at lease end $32,449. Lessee is responsible for excess wear and mileage over 10,000 miles/year at $0.25 / mile. Offer available to qualified customers that meet Volvo Car Financial Services (VCFS) credit standards at authorized Volvo Retailers. Not everyone will qualify. Advertised lease payment does not include taxes, title, registration, license, insurance, maintenance, and other dealer fees. Car shown with optional equipment. All offers are subject to vehicle availability. Applicable vehicles are subject to Volvo Retailer availability and may need to be ordered. Offers available at participating retailers. See your Volvo Retailer for details.
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